Deposit and withdrawal methods
Canadian payment rails for funding and payouts: Interac e-Transfer, cards, wallets, and bank transfers. Every method below is free of platform fees, and processing times are stated honestly rather than optimistically.
Withdrawal methods
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| PayPal | Electronic wallet | Free | Within 24 hours | Withdrawals return to the PayPal account used for deposits. After internal approval, funds are usually available in PayPal within 24 hours and can be moved onward from there. |
| Visa | Debit or credit card | Free | 1 to 5 business days | Card payouts return to the same Visa card where supported. Final posting depends on the card issuer and is normally one to five business days. |
| Mastercard | Debit or credit card | Free | 1 to 5 business days | Mastercard payouts return to the funding card where the issuer supports it. Processing typically takes one to five business days. |
| Bank transfer (EFT) | Bank transfer | Free | 1 to 3 business days | Bank withdrawals go to the verified Canadian account on file and normally complete within one to three business days after checks. |
| Interac e-Transfer | Digital transfer | Free | Within 24 hours | e-Transfer payouts send a deposit notification to your email. Funds are usually available within 24 hours of approval. |
Deposit methods
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| Interac e-Transfer | Digital transfer | Free | Instant | Interac e-Transfer moves funds from your Canadian bank account with a question-and-answer or autodeposit flow. Deposits usually land on the trading account within minutes during support hours. |
| Visa | Debit or credit card | Free | Instant | Visa deposits are authorized in seconds and may pass an extra Visa Secure check. After approval the amount is normally credited immediately. |
| Mastercard | Debit or credit card | Free | Instant | Mastercard deposits use Mastercard Identity Check for verification. Once the transaction is approved the funds are typically available right away. |
| PayPal | Electronic wallet | Free | Instant | PayPal lets you fund the trading account from a linked card or bank. After confirming the payment in PayPal the deposit usually arrives instantly. |
| Apple Pay | Mobile wallet | Free | Instant | Apple Pay deposits from iPhone or iPad are confirmed with Face ID, Touch ID, or the device passcode and normally process instantly. |
| Google Pay | Mobile wallet | Free | Instant | Google Pay deposits from Android devices authenticate on the device and are usually credited without delay. |
| Bank transfer (EFT) | Bank transfer | Free | 1 to 3 business days | Electronic funds transfers from Canadian banks clear on standard rails. The deposit appears once your bank releases the batch, normally within one to three business days. |
Before you move money
Withdrawals are processed under the written withdrawal policy, including verification checks and limits. Deposits must come from accounts or cards in your own name; third-party funding is returned. Questions about a specific rail are answered by Client Support and Compliance at [email protected].